/* ============ RESET & BASE ============ */

/* ============ CSS VARIABLES ============ */
:root {
  --medical-blue: #1E88E5;
  --medical-blue-dark: #1565C0;
  --medical-teal: #26A69A;
  --soft-blue: #64B5F6;
  --warm-orange: #FF8F00;
  --warm-orange-light: #FFB74D;
  --bg-white: #FFFFFF;
  --bg-gray: #F8FAFC;
  --bg-blue-soft: #EBF5FF;
  --text-dark: #1E293B;
  --text-medium: #475569;
  --text-light: #94A3B8;
  --border-color: #E2E8F0;
  --radius-sm: 6px;
  --radius-btn: 10px;
  --radius-img: 12px;
  --radius-card: 16px;
  --shadow-soft: 0 4px 24px rgba(30, 136, 229, 0.06);
  --shadow-hover: 0 8px 32px rgba(30, 136, 229, 0.12);
  --shadow-orange: 0 6px 20px rgba(255, 143, 0, 0.3);
  --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ============ UTILITY ============ */
.container { max-width: 1240px; margin: 0 auto; padding: 0 24px; }
.gradient-text {
  background: linear-gradient(135deg, #1E88E5 0%, #26A69A 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.section-header { text-align: center; margin-bottom: 56px; }
.section-title {
  font-size: 38px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}
.section-subtitle {
  font-size: 16px;
  color: var(--text-light);
  max-width: 680px;
  margin: 0 auto;
}
.section-padding { padding: 100px 0; }
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--radius-btn);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: linear-gradient(135deg, #FF8F00 0%, #FFB74D 100%);
  color: #fff;
  box-shadow: 0 4px 16px rgba(255, 143, 0, 0.25);
}
.btn-primary:hover {
  transform: scale(1.03);
  box-shadow: 0 6px 24px rgba(255, 143, 0, 0.35);
}
.btn-outline-white {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,0.6);
}
.btn-outline-white:hover {
  transform: scale(1.03);
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.9);
}
.btn-white {
  background: #fff;
  color: var(--medical-blue);
  box-shadow: 0 4px 16px rgba(30, 136, 229, 0.15);
}
.btn-white:hover {
  transform: scale(1.03);
  box-shadow: 0 6px 24px rgba(30, 136, 229, 0.25);
}
.btn-outline-blue {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,0.6);
}
.btn-outline-blue:hover {
  transform: scale(1.03);
  background: rgba(255,255,255,0.12);
}
.icon-circle {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--bg-blue-soft);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}
.icon-circle svg { width: 28px; height: 28px; color: var(--medical-blue); transition: var(--transition); }

/* ============ NAVIGATION ============ */
.friend-link-box{
  margin-top: 0;
}
.friend-link-box{
  margin-top: 0;
}
.navbar.scrolled {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 12px 0;
  box-shadow: 0 2px 20px rgba(30, 136, 229, 0.08);
}
.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  max-width: 160px;
}
.nav-logo img {
  height: 42px;
  width: auto;
  object-fit: contain;
}
.logo-img-dark {
  display: none;
}
.navbar.scrolled .logo-img-light {
  display: none;
}
.navbar.scrolled .logo-img-dark {
  display: block;
}
.nav-logo .logo-mark {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, #1E88E5 0%, #26A69A 100%);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 18px;
}
.nav-logo-text {
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  transition: var(--transition);
}
.navbar.scrolled .nav-logo-text { color: var(--text-dark); }
.nav-logo-text span {
  font-size: 11px;
  font-weight: 400;
  color: rgba(255,255,255,0.8);
  letter-spacing: 2px;
}
.navbar.scrolled .nav-logo-text span { color: var(--text-light); }

.nav-menu {
  display: flex;
  align-items: center;
  gap: 6px;
  flex: 1;
  justify-content: center;
}
.nav-menu a {
  padding: 8px 12px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.92);
  border-radius: 8px;
  transition: var(--transition);
  white-space: nowrap;
}
.navbar.scrolled .nav-menu a { color: var(--text-medium); }
.nav-menu a:hover,
.nav-menu a.active {
  color: #fff;
  background: rgba(255,255,255,0.18);
}
.navbar.scrolled .nav-menu a:hover,
.navbar.scrolled .nav-menu a.active {
  color: var(--medical-blue);
  background: var(--bg-blue-soft);
}

.nav-actions {
  display: flex; align-items: center; gap: 16px;
  flex-shrink: 0;
}
.nav-search {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  cursor: pointer;
  transition: var(--transition);
}
.navbar.scrolled .nav-search {
  background: var(--bg-blue-soft);
  color: var(--medical-blue);
}
.nav-search:hover { transform: scale(1.08); }
.nav-search svg { width: 18px; height: 18px; }
.nav-phone {
  color: #fff;
  font-weight: 600;
  font-size: 14px;
  transition: var(--transition);
}
.navbar.scrolled .nav-phone { color: var(--text-dark); }
.nav-phone small { font-weight: 400; opacity: 0.75; margin-right: 4px; }
.nav-cta {
  padding: 10px 22px;
  border-radius: 10px;
  background: linear-gradient(135deg, #FF8F00 0%, #FFB74D 100%);
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  box-shadow: 0 4px 12px rgba(255, 143, 0, 0.3);
  transition: var(--transition);
}
.nav-cta:hover {
  transform: scale(1.03);
  box-shadow: 0 6px 18px rgba(255, 143, 0, 0.4);
}

/* ============ HERO ============ */
.hero {
  position: relative;
  height: 587px;
  background: linear-gradient(135deg, #0D47A1 0%, #1565C0 40%, #1E88E5 70%, #26A69A 100%);
  overflow: hidden;
  padding-top: 100px;
  padding-bottom: 120px;
}
.hero::before {
  content: '';
  position: absolute;
  top: -200px; right: -100px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(38, 166, 154, 0.4) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: 100px; left: -150px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(100, 181, 246, 0.3) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hero-dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.08) 1px, transparent 1px);
  background-size: 30px 30px;
  pointer-events: none;
}
.hero-wave {
  position: absolute;
  bottom: -1px; left: 0; right: 0;
  line-height: 0;
}
.hero-wave svg { width: 100%; height: auto; }

.hero-content {
  position: relative;
  z-index: 2;
  padding-top: 50px;
  color: #fff;
}
.breadcrumb {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  margin-bottom: 24px;
  display: flex; align-items: center; gap: 8px;
}
.breadcrumb a { color: rgba(255,255,255,0.7); transition: var(--transition); }
.breadcrumb a:hover { color: #fff; }
.breadcrumb svg { width: 12px; height: 12px; opacity: 0.6; }

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 20px;
  background: rgba(255,255,255,0.15);
  backdrop-filter: blur(10px);
  border-radius: 100px;
  font-size: 14px;
  color: rgba(255,255,255,0.95);
  margin-bottom: 24px;
  border: 1px solid rgba(255,255,255,0.2);
}
.hero-tag .dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: #26A69A;
  box-shadow: 0 0 8px #26A69A;
}

.hero-title {
  font-size: 60px;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 12px;
  letter-spacing: -0.02em;
  background: linear-gradient(135deg, #FFFFFF 0%, #B3E5FC 50%, #80DEEA 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-en {
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 6px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 20px;
  text-transform: uppercase;
}
.hero-subtitle {
  font-size: 18px;
  color: rgba(255,255,255,0.85);
  max-width: 640px;
  line-height: 1.8;
  margin-bottom: 40px;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-bottom: 40px;
  max-width: 720px;
}
.stat-item {
  padding: 20px 24px;
  background: rgba(255,255,255,0.1);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-card);
  border: 1px solid rgba(255,255,255,0.15);
  transition: var(--transition);
}
.stat-item:hover {
  background: rgba(255,255,255,0.16);
  transform: translateY(-4px);
}
.stat-value {
  font-size: 32px;
  font-weight: 800;
  background: linear-gradient(135deg, #fff 0%, #80DEEA 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1.1;
  margin-bottom: 6px;
}
.stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.75);
}

.hero-buttons { display: flex; gap: 16px; flex-wrap: wrap; }

/* ============ SECTION: OVERVIEW FLOW ============ */
.flow-overview {
  background: var(--bg-gray);
  position: relative;
}
.flow-chart {
  position: relative;
  display: flex;
  align-items: stretch;
  justify-content: space-between;
  padding: 40px 0;
}
.flow-chart::before {
  content: '';
  position: absolute;
  top: 76px;
  left: 5%;
  right: 5%;
  height: 2px;
  background: linear-gradient(90deg, #EBF5FF 0%, #1E88E5 50%, #26A69A 100%);
  opacity: 0.3;
  z-index: 0;
}
.flow-node {
  position: relative;
  z-index: 1;
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
  padding: 0 8px;
}
.flow-node:hover { transform: translateY(-6px); }
.flow-node-icon {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--bg-blue-soft);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
  box-shadow: var(--shadow-soft);
  transition: var(--transition);
  position: relative;
}
.flow-node:hover .flow-node-icon {
  border-color: var(--medical-blue);
  box-shadow: var(--shadow-hover);
}
.flow-node-icon svg { width: 32px; height: 32px; color: var(--medical-blue); }
.flow-node-number {
  position: absolute;
  top: -6px; right: -6px;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: linear-gradient(135deg, #FF8F00, #FFB74D);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}
.flow-node-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}
.flow-node-desc {
  font-size: 12px;
  color: var(--text-light);
  line-height: 1.6;
  max-width: 130px;
  opacity: 0;
  max-height: 0;
  overflow: hidden;
  transition: all 0.35s ease;
}
.flow-node:hover .flow-node-desc {
  opacity: 1;
  max-height: 60px;
  margin-top: 4px;
}

/* ============ SECTION: STEP DETAILS ============ */
.step-details { background: #fff; }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.step-card {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-card);
  padding: 32px;
  display: flex;
  gap: 24px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.step-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px; height: 100%;
  background: linear-gradient(180deg, #1E88E5, #26A69A);
  opacity: 0;
  transition: var(--transition);
}
.step-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-hover);
  border-color: transparent;
}
.step-card:hover::before { opacity: 1; }
.step-card:hover .step-icon {
  background: linear-gradient(135deg, #1E88E5, #26A69A);
}
.step-card:hover .step-icon svg { color: #fff; }
.step-card:nth-child(7) {
  grid-column: 1 / -1;
  max-width: 600px;
  margin: 0 auto;
}
.step-icon {
  width: 64px; height: 64px;
  border-radius: 16px;
  background: var(--bg-blue-soft);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
  position: relative;
}
.step-icon svg { width: 30px; height: 30px; color: var(--medical-blue); transition: var(--transition); }
.step-icon .step-num {
  position: absolute;
  top: -8px; right: -8px;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: linear-gradient(135deg, #FF8F00, #FFB74D);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}
.step-content { flex: 1; }
.step-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 10px;
}
.step-text {
  font-size: 14px;
  color: var(--text-medium);
  line-height: 1.85;
  margin-bottom: 12px;
}
.step-note {
  display: inline-flex;
  align-items: flex-start;
  gap: 8px;
  padding: 10px 14px;
  background: #FFF8E1;
  border-radius: var(--radius-sm);
  font-size: 13px;
  color: #E65100;
  line-height: 1.6;
}
.step-note svg { width: 16px; height: 16px; flex-shrink: 0; margin-top: 2px; }

/* ============ SECTION: REMOTE SETTLEMENT ============ */
.remote-settlement { background: var(--bg-gray); }
.remote-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}
.timeline {
  position: relative;
  padding-left: 32px;
}
.timeline::before {
  content: '';
  position: absolute;
  left: 11px;
  top: 8px;
  bottom: 8px;
  width: 2px;
  background: linear-gradient(180deg, #1E88E5 0%, #26A69A 100%);
  opacity: 0.3;
}
.timeline-item {
  position: relative;
  padding-bottom: 36px;
  opacity: 0;
  transform: translateX(-20px);
  transition: all 0.6s ease;
}
.timeline-item.visible {
  opacity: 1;
  transform: translateX(0);
}
.timeline-item:last-child { padding-bottom: 0; }
.timeline-dot {
  position: absolute;
  left: -32px;
  top: 4px;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid var(--medical-blue);
  box-shadow: 0 0 0 4px rgba(30, 136, 229, 0.1);
  z-index: 1;
}
.timeline-item:nth-child(2) .timeline-dot { border-color: #1976D2; }
.timeline-item:nth-child(3) .timeline-dot { border-color: #00838F; }
.timeline-item:nth-child(4) .timeline-dot { border-color: #26A69A; }
.timeline-content {
  background: #fff;
  border-radius: var(--radius-card);
  padding: 24px 28px;
  box-shadow: var(--shadow-soft);
  border: 1px solid var(--border-color);
  transition: var(--transition);
}
.timeline-content:hover {
  box-shadow: var(--shadow-hover);
  transform: translateX(4px);
}
.timeline-step {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  color: var(--medical-blue);
  margin-bottom: 8px;
  text-transform: uppercase;
}
.timeline-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.timeline-desc {
  font-size: 14px;
  color: var(--text-medium);
  line-height: 1.8;
}

.glass-card {
  background: linear-gradient(135deg, rgba(30, 136, 229, 0.08) 0%, rgba(38, 166, 154, 0.06) 100%);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(30, 136, 229, 0.15);
  border-radius: var(--radius-card);
  padding: 36px;
}
.glass-card-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 24px;
  display: flex; align-items: center; gap: 12px;
}
.glass-card-title .icon-circle {
  width: 44px; height: 44px;
  background: rgba(30, 136, 229, 0.1);
}
.glass-card-title .icon-circle svg { width: 22px; height: 22px; }
.info-group {
  padding: 18px 0;
  border-bottom: 1px solid rgba(30, 136, 229, 0.1);
}
.info-group:last-child { border-bottom: none; padding-bottom: 0; }
.info-group:first-child { padding-top: 0; }
.info-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--medical-blue);
  margin-bottom: 8px;
  display: flex; align-items: center; gap: 8px;
}
.info-label svg { width: 14px; height: 14px; }
.info-content {
  font-size: 14px;
  color: var(--text-medium);
  line-height: 1.8;
}

/* ============ SECTION: ONLINE INSURANCE ============ */
.online-insurance { background: #fff; }
.online-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 48px;
  align-items: center;
}
.online-flow {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.online-flow-item {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 24px;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-card);
  transition: var(--transition);
  cursor: pointer;
}
.online-flow-item:hover {
  border-color: var(--medical-blue);
  box-shadow: var(--shadow-hover);
  transform: translateX(8px);
}
.online-flow-num {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, #1E88E5, #26A69A);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.online-flow-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--bg-blue-soft);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.online-flow-icon svg { width: 24px; height: 24px; color: var(--medical-blue); }
.online-flow-text { flex: 1; }
.online-flow-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 4px;
}
.online-flow-desc {
  font-size: 13px;
  color: var(--text-light);
}

.online-info-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 24px;
}
.online-info-list { display: flex; flex-direction: column; gap: 16px; }
.online-info-item {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: var(--bg-gray);
  border-radius: var(--radius-card);
  transition: var(--transition);
}
.online-info-item:hover {
  background: var(--bg-blue-soft);
}
.online-info-item .icon-circle {
  width: 44px; height: 44px;
}
.online-info-item .icon-circle svg { width: 22px; height: 22px; }
.online-info-text h4 {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 4px;
}
.online-info-text p {
  font-size: 13px;
  color: var(--text-medium);
  line-height: 1.7;
}

/* ============ SECTION: POLICY ============ */
.policy-section { background: var(--bg-gray); }
.policy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 32px;
}
.policy-card {
  background: #fff;
  border-radius: var(--radius-card);
  padding: 36px 30px;
  border: 1px solid var(--border-color);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.policy-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-hover);
  border-color: transparent;
}
.policy-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, #1E88E5, #26A69A);
  opacity: 0;
  transition: var(--transition);
}
.policy-card:hover::after { opacity: 1; }
.policy-card:nth-child(2)::after { background: linear-gradient(90deg, #26A69A, #66BB6A); }
.policy-card:nth-child(3)::after { background: linear-gradient(90deg, #FF8F00, #FFB74D); }
.policy-icon {
  width: 56px; height: 56px;
  border-radius: 14px;
  background: var(--bg-blue-soft);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.policy-card:nth-child(2) .policy-icon { background: rgba(38, 166, 154, 0.1); }
.policy-card:nth-child(3) .policy-icon { background: rgba(255, 143, 0, 0.1); }
.policy-icon svg { width: 28px; height: 28px; color: var(--medical-blue); }
.policy-card:nth-child(2) .policy-icon svg { color: var(--medical-teal); }
.policy-card:nth-child(3) .policy-icon svg { color: var(--warm-orange); }
.policy-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.policy-item {
  padding: 12px 0;
  border-bottom: 1px dashed var(--border-color);
}
.policy-item:last-of-type { border-bottom: none; }
.policy-item-label {
  font-size: 13px;
  color: var(--text-light);
  margin-bottom: 4px;
}
.policy-item-value {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-dark);
}
.policy-note {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--border-color);
  font-size: 12px;
  color: var(--text-light);
  line-height: 1.7;
}
.policy-notice {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 20px 32px;
  background: linear-gradient(135deg, rgba(30, 136, 229, 0.08) 0%, rgba(38, 166, 154, 0.06) 100%);
  border-radius: var(--radius-card);
  border: 1px solid rgba(30, 136, 229, 0.12);
  font-size: 14px;
  color: var(--text-medium);
}
.policy-notice svg { width: 20px; height: 20px; color: var(--medical-blue); flex-shrink: 0; }

/* ============ SECTION: FAQ ============ */
.faq-section { background: #fff; }
.faq-list {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-card);
  overflow: hidden;
  transition: var(--transition);
}
.faq-item:hover {
  border-color: var(--soft-blue);
  box-shadow: var(--shadow-soft);
}
.faq-item.active {
  border-color: var(--medical-blue);
  box-shadow: var(--shadow-soft);
}
.faq-question {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 22px 28px;
  cursor: pointer;
  transition: var(--transition);
}
.faq-q-mark {
  width: 32px; height: 32px;
  border-radius: 8px;
  background: var(--bg-blue-soft);
  color: var(--medical-blue);
  font-size: 14px;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}
.faq-item.active .faq-q-mark {
  background: linear-gradient(135deg, #1E88E5, #26A69A);
  color: #fff;
}
.faq-q-text {
  flex: 1;
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
}
.faq-arrow {
  width: 24px; height: 24px;
  color: var(--text-light);
  transition: transform 0.35s ease;
  flex-shrink: 0;
}
.faq-item.active .faq-arrow {
  transform: rotate(180deg);
  color: var(--medical-blue);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
}
.faq-item.active .faq-answer {
  max-height: 400px;
}
.faq-answer-inner {
  padding: 0 28px 24px 76px;
  font-size: 14px;
  color: var(--text-medium);
  line-height: 1.9;
}

/* ============ CTA SECTION ============ */
.cta-section {
  position: relative;
  background: linear-gradient(135deg, #0D47A1 0%, #1565C0 40%, #1E88E5 70%, #26A69A 100%);
  padding: 80px 0;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -150px; left: -100px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(38, 166, 154, 0.4) 0%, transparent 70%);
  border-radius: 50%;
}
.cta-section::after {
  content: '';
  position: absolute;
  bottom: -200px; right: -100px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(100, 181, 246, 0.3) 0%, transparent 70%);
  border-radius: 50%;
}
.cta-content {
  position: relative;
  z-index: 1;
  text-align: center;
  color: #fff;
}
.cta-title {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 12px;
  background: linear-gradient(135deg, #fff 0%, #B3E5FC 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.cta-subtitle {
  font-size: 16px;
  color: rgba(255,255,255,0.8);
  margin-bottom: 32px;
}
.cta-buttons {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ============ FOOTER ============ */
.footer {
  background: #1E293B;
  color: rgba(255,255,255,0.7);
  position: relative;
}
.footer-top-line {
  height: 3px;
  background: linear-gradient(90deg, #1E88E5 0%, #26A69A 100%);
}
.footer-wave {
  position: relative;
  top: -1px;
  line-height: 0;
  opacity: 0.1;
}
.footer-wave svg { width: 100%; height: auto; }
.footer-main {
  padding: 60px 0 40px;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
}
.footer-col h4 {
  font-size: 16px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 20px;
}
.footer-about {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 20px;
}
.footer-about .logo-mark {
  width: 44px; height: 44px;
  border-radius: 10px;
  background: linear-gradient(135deg, #1E88E5 0%, #26A69A 100%);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 20px;
}
.footer-about-text {
  font-size: 18px;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
}
.footer-about-text span {
  display: block;
  font-size: 11px;
  font-weight: 400;
  color: rgba(255,255,255,0.5);
  letter-spacing: 2px;
  margin-top: 4px;
}
.footer-desc {
  font-size: 13px;
  line-height: 1.8;
  margin-bottom: 16px;
}
.footer-contact-item {
  display: flex; align-items: center; gap: 10px;
  font-size: 13px;
  margin-bottom: 10px;
}
.footer-contact-item svg {
  width: 16px; height: 16px;
  color: var(--soft-blue);
  flex-shrink: 0;
}
.footer-links {
  display: flex; flex-direction: column; gap: 12px;
}
.footer-links a {
  font-size: 13px;
  color: rgba(255,255,255,0.65);
  transition: var(--transition);
}
.footer-links a:hover {
  color: #fff;
  padding-left: 4px;
}
.footer-qr {
  width: 120px; height: 120px;
  background: #fff;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 12px;
  padding: 12px;
}
.footer-qr svg { width: 100%; height: 100%; }
.footer-qr-text {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 13px;
  color: rgba(255,255,255,0.5);
}
.footer-bottom-left { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.stock-code {
  color: var(--medical-blue);
  font-weight: 700;
  font-size: 14px;
}
.stock-code::before {
  content: '股票代码: ';
  color: rgba(255,255,255,0.5);
  font-weight: 400;
  font-size: 13px;
}

/* ============ BACK TO TOP ============ */
.back-to-top {
  position: fixed;
  bottom: 32px; right: 32px;
  width: 48px; height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, #1E88E5 0%, #26A69A 100%);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(30, 136, 229, 0.4);
  opacity: 0;
  visibility: hidden;
  transform: translateY(20px);
  transition: var(--transition);
  z-index: 900;
  border: none;
}
.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  transform: translateY(-4px) scale(1.05);
  box-shadow: 0 6px 24px rgba(30, 136, 229, 0.5);
}
.back-to-top svg { width: 20px; height: 20px; }

/* ============ SCROLL ANIMATIONS ============ */
.fade-in-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in-up.visible {
  opacity: 1;
  transform: translateY(0);
}
.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }

/* ============ RESPONSIVE ============ */
@media (max-width: 1024px) {
  .nav-menu { display: none; }
  .hero-title { font-size: 44px; }
  .flow-chart { flex-wrap: wrap; gap: 24px; justify-content: center; }
  .flow-chart::before { display: none; }
  .flow-node { flex: 0 0 calc(33.333% - 16px); }
  .steps-grid { grid-template-columns: 1fr; }
  .step-card:nth-child(7) { max-width: none; }
  .remote-grid, .online-grid { grid-template-columns: 1fr; gap: 32px; }
  .policy-grid { grid-template-columns: 1fr; }
  .footer-main { grid-template-columns: 1fr 1fr; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .section-title { font-size: 30px; }
}
@media (max-width: 640px) {
  .hero-title { font-size: 34px; }
  .hero-stats { grid-template-columns: 1fr 1fr; gap: 12px; }
  .stat-value { font-size: 26px; }
  .flow-node { flex: 0 0 calc(50% - 12px); }
  .section-padding { padding: 60px 0; }
  .footer-main { grid-template-columns: 1fr; gap: 32px; }
  .nav-phone { display: none; }
  .hero-buttons { flex-direction: column; }
  .hero-buttons .btn { justify-content: center; }
}
.section-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 600;
    color: var(--medical-blue);
    background: var(--bg-blue-soft);
    padding: 6px 16px;
    border-radius: 20px;
    letter-spacing: 1px;
    margin-bottom: 16px;
    font-family: 'Inter', sans-serif;